1. 🔐 Introduction

Welcome to XL Fetish Circle™, a global digital platform that blends ecommerce, social interaction, and tribute-based engagement for consenting adults. These Terms & Policies (“Terms”) form a legally binding agreement between you (“User,” “you,” or “your”) and XL Fetish Circle™, LLC (“XL Fetish Circle™,” “we,” “us,” or “our”), governing your access to and use of our website, mobile applications, digital services, and any associated content, features, or transactions (collectively, the “Platform”).

By accessing, browsing, registering, donating, purchasing, posting, or otherwise using the Platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms, our [Privacy Policy], and any other applicable policies, guidelines, or community standards incorporated herein by reference. If you do not agree to these Terms, you must immediately discontinue use of the Platform.

1a. Scope of Agreement

These Terms apply to all users of the Platform, including but not limited to buyers, sellers, donors, creators, moderators, and visitors. Certain features, services, or promotional campaigns may be subject to additional terms, conditions, or policies (“Supplemental Terms”), which will be presented at the time of access or use. All Supplemental Terms are incorporated herein by reference and are equally binding.

We reserve the right to determine eligibility for specific roles or features (e.g., creator accounts, moderator access, or monetization tools) and may require identity verification, age confirmation, or additional agreements as a condition of access.

1b. Global Access & Jurisdiction

XL Fetish Circle™ is operated from the United States and welcomes users from around the world. Regardless of your location, you agree that these Terms are governed by and construed in accordance with the laws of the United States and the State of [Insert State of Incorporation], without regard to conflict of law principles. You further agree to submit to the exclusive jurisdiction and venue of the state and federal courts located within that state for any disputes arising under or related to these Terms, unless otherwise required by applicable law in your country of residence.

You are solely responsible for ensuring that your use of the Platform complies with all local laws, regulations, and content standards applicable in your jurisdiction. If your local laws prohibit access to adult-oriented platforms, ecommerce services, or tribute-based systems - even those without nudity or explicit material - you must not use XL Fetish Circle™.

We do not make any representations that the Platform is appropriate or available for use in all locations. Accessing the Platform from jurisdictions where its content or services are illegal is strictly prohibited.

1c. Nature of Content

While XL Fetish Circle™ does not host or distribute pornography, the Platform may contain mature themes, suggestive content, fetish-related material, and explicit language intended exclusively for a consenting adult audience (18+ or the age of majority in your jurisdiction). This includes, but is not limited to, erotic discussions, fetish-oriented imagery, and adult community interactions.

By using the Platform, you affirm that:

• You are of legal age to access adult-oriented content in your jurisdiction.

• You understand and accept the nature of the material presented.

• You will not share, distribute, or expose Platform content to minors or non-consenting individuals.

We reserve the right to restrict or remove content that violates our Community Guidelines, promotes harm, or crosses legal or ethical boundaries - even if such content is technically legal in your jurisdiction.

1d. Modifications to Terms

We reserve the right to modify, update, or replace these Terms at any time, in our sole discretion. Changes will be effective immediately upon posting, unless otherwise stated. We may notify users of material changes via email, in-app notifications, or prominent notices on the Platform, but it is your responsibility to review this page periodically.

Your continued use of the Platform after any such changes constitutes your binding acceptance of the revised Terms. If you do not agree to the updated Terms, you must discontinue use of the Platform.

1e. Legal Contact

If you have questions about these Terms, your rights under them, or need to submit a legal inquiry, including but not limited to DMCA notices, trademark concerns, or dispute resolution requests, please contact us at:

jobesmith@vibinlaw.com

Subject: Legal Inquiry – [Brief Description]

We aim to respond to all legal inquiries within a reasonable timeframe. Please note that abusive, frivolous, or non-legal messages sent to this address may be disregarded.

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2. 🚫 Eligibility & Age Restrictions

XL Fetish Circle™ is an adult-oriented platform designed for a global audience of consenting adults. To maintain a safe, lawful, and respectful environment, we enforce strict eligibility requirements and age-based access controls.

2a. Age Requirement

Access to and use of the Platform is strictly limited to individuals who are 18 years of age or older, or the legal age of majority in their jurisdiction, whichever is higher. We do not permit minors to register, browse, donate, purchase, post, or otherwise engage with any part of XL Fetish Circle™. This restriction applies regardless of local exceptions or cultural norms.

By accessing XL Fetish Circle™, you affirm that:

• You are at least 18 years old (or the legal age of majority in your region).

• You are legally permitted to use adult-oriented services in your jurisdiction.

• You will not share or expose Platform content to minors.

We reserve the right to request age verification at any time and to suspend or permanently terminate accounts that violate this policy. Attempts to bypass age restrictions through false information, proxy accounts, or AI-generated identities will result in immediate account action.

2b. Nature of Content

XL Fetish Circle™ does not host or distribute pornography. However, the Platform may contain mature themes, fetish-related material, suggestive language, and erotic community interactions intended for a consenting adult audience. This includes user-generated content, tribute flows, product listings, and group discussions that may not be suitable for minors or sensitive viewers.

By using the Platform, you acknowledge and accept the nature of the content and affirm that:

• You are legally permitted to access such material in your jurisdiction.

• You understand the erotic, fetish-based, and adult-coded nature of the Platform.

• You will not attempt to sanitize, censor, or misrepresent the content for non-consenting audiences.

If your jurisdiction prohibits access to adult-oriented platforms, even those without nudity, you must not use XL Fetish Circle™.

2c. Global Compliance

XL Fetish Circle™ welcomes users from around the world. However, you are solely responsible for ensuring that your use of the Platform is lawful in your country, state, or region. This includes compliance with:

• Age restrictions

• Content regulations

• Ecommerce and donation laws

• Data privacy and digital consent standards

We make no representations that the Platform is appropriate or available for use in all locations. Accessing XL Fetish Circle™ from jurisdictions where its content or services are illegal is strictly prohibited and may result in account termination or legal reporting.

2d. Enforcement & Account Action

We reserve the right to:

• Deny access to any user who fails to meet eligibility requirements.

• Suspend or permanently terminate accounts suspected of being operated by minors or unauthorized parties.

• Remove content or restrict features that violate age-related or content policies.

• Cooperate with law enforcement or regulatory authorities in cases involving underage access, impersonation, or misuse.

If you become aware of any user who may be underage or violating these Terms, please report it immediately to:

jobesmith@vibinlaw.com

Subject: Eligibility Violation Report

We take these reports seriously and will investigate promptly. False or malicious reports may result in account penalties.

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3. 🧾 Account Creation & Termination

To access certain features of XL Fetish Circle™, users must create an account. This section outlines the rules, responsibilities, and rights associated with account registration, management, and termination.

3a. Account Eligibility

To create an account, you must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction.

• Provide accurate, complete, and current information during registration.

• Not be barred from using the Platform under any applicable laws, prior enforcement actions, or community bans.

We reserve the right to refuse registration or access to any user at our sole discretion, including but not limited to cases involving:

• Suspected fraud or identity manipulation

• Use of AI-generated personas or deceptive avatars

• Impersonation of individuals, entities, or brands

• Violation of these Terms or Community Guidelines

3b. Account Security

You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to:

• Use strong, secure passwords and update them regularly

• Notify us immediately of any unauthorized use or suspected breach

• Not share your account with others or allow third-party access

XL Fetish Circle™ is not liable for any loss, damage, or unauthorized activity resulting from your failure to protect your account credentials.

3c. Multiple Accounts & Impersonation

Users may not:

• Create or operate multiple accounts for deceptive, abusive, or manipulative purposes

• Impersonate another individual, entity, brand, or role within the Platform

• Use AI-generated identities or avatars to mislead, harass, or exploit others

Violations may result in immediate suspension or permanent termination, and may be reported to relevant authorities if required by law.

3d. Account Termination by User

You may terminate your account at any time by following the instructions within your account settings or by contacting us.

Upon termination:

• Your profile and content may be deleted, anonymized, or archived

• Certain data may be retained for legal, security, or operational reasons as permitted by law

• You remain responsible for any outstanding transactions, donations, or obligations incurred prior to termination

Termination is final unless otherwise agreed in writing.

3e. Account Suspension or Termination by XL Fetish Circle™

We reserve the right to suspend or permanently terminate your account, with or without notice, for any of the following reasons:

• Violation of these Terms, Community Guidelines, or Supplemental Terms

• Suspected fraud, abuse, or illegal activity

• Harassment, threats, or disruptive behavior within the community

• Use of the Platform in a manner that could harm XL Fetish Circle™, its users, or its reputation

Termination may include:

• Revocation of access to all Platform features

• Deletion or restriction of user-generated content

• Notification to relevant authorities if required by law

We may also implement technical blocks, IP bans, or device restrictions to prevent further access.

3f. Post-Termination Restrictions

Following termination, you may not:

• Re-register under a new account without express written permission

• Access or use any part of the Platform, including public-facing content

• Circumvent technical or administrative blocks imposed by XL Fetish Circle™

We reserve the right to enforce these restrictions through technical measures, legal action, and third-party reporting if necessary.

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4. 🧠 User Conduct & Community Guidelines

XL Fetish Circle™ is a global platform built on respect, creativity, and adult freedom—with boundaries. These guidelines govern how users interact with each other, share content, and participate in community spaces. Violations may result in content removal, account suspension, or permanent termination.

4a. General Conduct

Users must conduct themselves with courtesy, integrity, and respect for others. You agree not to:

• Harass, threaten, or intimidate other users

• Engage in abusive, disruptive, or manipulative behavior

• Impersonate individuals, brands, entities, or AI-generated personas

• Post misleading, fraudulent, or deceptive content

XL Fetish Circle™ is a space for adult expression, not chaos. Keep it bold, not belligerent. We reserve the right to moderate tone, language, and behavior that undermines community safety or emotional wellbeing.

4b. Prohibited Content

The following types of content are strictly prohibited across all public and private areas of the Platform:

• Full nudity or explicit sexual content (including visible genitals, penetration, or sexual acts)

• Violent, gory, or graphic imagery, including depictions of blood, injury, or bodily harm

• Scatological, bestial, or otherwise illegal material

• Underage content or references, including any depiction, suggestion, or roleplay involving minors

• Non-consensual humiliation or bullying, especially directed at random users or outside of clearly defined roleplay spaces

• AI-generated content that mimics real individuals, violates likeness rights, or bypasses moderation filters

Risque content is permitted within limits. Suggestive photos, flirtatious language, and adult roleplay are allowed only in text form and must remain within legal and platform boundaries.

4c. Consent-Based Interactions

XL Fetish Circle™ supports adult roleplay, kink, and fantasy expression in text form only, provided it is:

• Consensual between all parties involved

• Contained within private groups or designated spaces

• Respectful of platform rules and legal boundaries

Users may not initiate humiliation, degradation, or kink-based interactions with others without clear, prior consent. Public humiliation, bullying, or non-consensual kink engagement is strictly prohibited.

4d. Hate Speech & Identity Respect

XL Fetish Circle™ enforces a zero-tolerance policy for hate speech, identity degradation, or discriminatory content. This includes:

• Slurs, stereotypes, or demeaning language based on race, ethnicity, nationality, religion, gender, sexual orientation, or disability

• Content that glorifies or trivializes historical atrocities or systemic oppression

• “Worship” or admiration of identity traits (racial, gendered, cultural) is permitted only when expressed respectfully and consensually

We celebrate diversity. We do not tolerate degradation.

4e. Political & Ideological Content

XL Fetish Circle™ is not a platform for political campaigning, ideological warfare, or partisan debate. Users may express personal views in private spaces, but:

• Political content must not incite hostility, harassment, or division

• No user may promote extremist ideologies, conspiracy theories, or misinformation

• Content that targets individuals or groups based on political affiliation is prohibited

We’re here for connection, not conflict.

4f. Spam, Promotions & External Links

Users may not:

• Post unsolicited advertisements, affiliate links, or promotional content without prior approval

• Flood groups or chats with repetitive messages or irrelevant material

• Link to external sites that violate these Terms or host prohibited content

• Use bots, AI tools, or automation to generate mass content or bypass moderation

Promote responsibly. Spam gets the boot.

4g. Media Uploads & Group Content

Users may upload images and text within designated groups, subject to the following rules:

• No nudity, explicit sexual content, or illegal imagery

• No violent, gory, or disturbing visuals

• No content involving minors, impersonation, or AI-generated likenesses of real individuals

• No uploads that violate copyright, likeness, or consent standards

All uploads must comply with community standards and be appropriate for adult audiences. XL Fetish Circle™ reserves the right to remove any media that violates these guidelines, with or without notice.

4h. Moderation & Enforcement

Currently, XL Fetish Circle™ is moderated by its founder. As the platform grows, moderation tools and personnel may expand. We reserve the right to:

• Remove content that violates these guidelines

• Suspend or terminate accounts for misconduct

• Restrict access to features or groups

• Cooperate with law enforcement or regulatory authorities when required

Users may report violations by emailing:

jobesmith@vibinlaw.com

Subject: XL Fetish Circle Community Violation Report

All reports are reviewed in good faith. False or malicious reports may result in account penalties.

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5. 📸 Content Ownership & Licensing

XL Fetish Circle™ empowers users to share original content, whether it’s text, images, or other media, within our community spaces. This section outlines who owns what, how content may be used, and what happens when things go wrong.

5a. User-Generated Content

By uploading, posting, submitting, or otherwise making content available on the Platform (“User Content”), you affirm that:

• You are the sole owner of the intellectual property rights in the content, or you have full legal rights to use and share it.

• The content does not infringe on any third-party rights, including copyrights, trademarks, privacy, or publicity.

• The content complies with all applicable laws, these Terms, and our Community Guidelines.

You may not upload content that you do not own or have permission to use. This includes:

• Stolen media or scraped content

• AI-generated content that mimics real individuals or violates likeness rights

• Content lifted from other platforms without proper licensing or attribution

You are responsible for ensuring that your content is authentic, lawful, and respectful of others’ rights.

5b. Ownership & Retention

You retain full ownership of your User Content. XL Fetish Circle™ does not claim ownership over your intellectual property. However, by submitting content to the Platform, you grant XL Fetish Circle™ a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to:

• Use, reproduce, modify, adapt, publish, distribute, display, and perform the content

• Promote, market, and showcase the content within and outside the Platform

• Archive, index, or store the content for operational, legal, or backup purposes

This license remains in effect as long as your content is available on the Platform, and may persist in backups or archives even after deletion. You may revoke this license by removing your content, subject to retention policies and legal obligations.

5c. Moderation & Removal

XL Fetish Circle™ reserves the right to:

• Remove or restrict access to any content that violates these Terms, Community Guidelines, or applicable laws

• Respond to takedown requests, including DMCA notices, legal complaints, or verified rights-holder claims

• Edit, crop, or reformat content for display purposes without altering its core meaning

We do not guarantee that your content will remain available or visible. Content may be removed at our discretion, with or without notice, especially if flagged for safety, legality, or community disruption.

5d. Public vs Private Sharing

Content shared in public groups or forums may be visible to all users and discoverable via search. Content shared in private groups or restricted areas may be subject to different visibility rules, but still falls under this license and moderation framework.

You are responsible for understanding and managing the visibility settings of any group, feature, or post you use. Misuse of privacy settings to bypass moderation or share prohibited content may result in account action.

5e. Reporting & Takedown Requests

If you believe your intellectual property has been used without permission, or you wish to request removal of your own content, please contact us at:

jobesmith@vibinlaw.com

Subject: Takedown Request – [Brief Description]

Include sufficient detail to identify:

• The specific content in question

• Your ownership or legal rights

• Any supporting documentation or links

We review all requests in good faith and may take action at our sole discretion. False or abusive takedown claims may result in account penalties or legal consequences.

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6. 🏷️ Intellectual Property & Brand Protection

XL Fetish Circle™ is more than a platform - it’s a brand, a movement, and a creative identity built through consistent use in commerce, digital presence, and community engagement. This section affirms our ownership of all intellectual property associated with XL Fetish Circle™ and its affiliated entities, including common law rights and future trademark registrations.

6a. Brand Identity & Commercial Use

The name XL Fetish Circle™, including its stylization, logo, slogans, visual assets, and associated brand elements, is the exclusive property of JB Empire™.

We assert full ownership over the XL Fetish Circle™ brand and all creative assets developed under its name. Unauthorized use, reproduction, imitation, or misrepresentation of the brand in any form - digital, physical, or derivative - is strictly prohibited.

This includes:

• Use of the brand name or logo in unrelated products, services, or campaigns

• Creation of parody, clone, or derivative platforms

• Misleading affiliation claims or unauthorized brand partnerships

6b. Linked Brands & Domains

XL Fetish Circle™ operates under and is affiliated with multiple brand names and domain properties, including - but not limited to - those using the ™ designation under common law rights.

All content, branding, and intellectual property associated with these domains and names are protected under this section and subject to the same restrictions and enforcement rights.

We reserve the right to update this list as new brands are launched or registered. All affiliated marks are considered part of the XL Fetish Circle™ brand family:

Fetish Circle™, BBC XL™, XL BBC™, BBC Fun™, Kings of BBC™, BBC Goons™, BBC Domination™, BeCucked™, Queen of Spades USA™, BNWO2025™, BBC Dad™, BBC Nut™, BBC Queen of Spades™, Cuck USA™, Gay For BBC™, Queen of Spades Fun™, USA BBC™, USA Cuck™, USA Queen of Spades™, BBC God™, XL Nuts™, XL Cum™, BBC Pup™, BBC Fun™, FinDom™, Spoil Queen™, Obey Queen™, Pay Queens™, Pay Fetish™, Girl Spoil™, Lady Spoil™, BBC Kings™... and more to come.

6c. Platform Content & Design

The design, layout, codebase, graphics, text, and interactive features of the Platform are the intellectual property of XL Fetish Circle™ and may not be copied, reverse-engineered, repurposed, or redistributed without express written permission.

This includes:

• Site architecture and user interface elements

• Proprietary algorithms, moderation tools, and backend systems

• Custom artwork, icons, branded media, and visual language

Any attempt to replicate or extract platform elements for commercial or competitive use will be treated as infringement.

6d. User Respect for IP

Users may not:

• Use XL Fetish Circle™ branding or likeness to promote unrelated products or services

• Create derivative platforms, groups, or content that mimic or misrepresent affiliation with XL Fetish Circle™

• Register domain names, social handles, or business entities that incorporate XL Fetish Circle™ or its affiliated marks

• Use AI tools to generate content that imitates, clones, or misrepresents XL Fetish Circle™ branding or voice

We reserve the right to pursue legal action against infringement, impersonation, brand dilution, or unauthorized use, including cease-and-desist orders, DMCA filings, and civil claims.

6e. Reporting Infringement

If you believe your intellectual property has been used without permission on XL Fetish Circle™, or if you encounter unauthorized use of XL Fetish Circle™ branding elsewhere, please contact us at:

jobesmith@vibinlaw.com

Subject: IP Infringement Report – [Brief Description]

Include sufficient detail to identify:

• The infringing content or usage

• Your ownership or legal rights

• Any supporting documentation or links

We investigate all reports in good faith and may take action including content removal, account termination, and legal escalation.

6f. Enforcement & Legal Strategy

XL Fetish Circle™ is independently operated and legally fortified. Our enforcement strategy is aggressive, modern, and global.

We utilize:

• Advanced digital tools and automated monitoring systems

• Direct legal channels and IP counsel

• AI detection protocols to identify impersonation, brand mimicry, and unauthorized use

We pursue violators with precision - whether individuals, entities, or platforms - and we do so faster and more effectively than most legal teams.

Infringing on XL Fetish Circle™ intellectual property is not a harmless mistake. It is a calculated risk that will be met with swift and decisive action. We do not bluff. We do not delay. We protect what we build

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7. 🛍️ Marketplace Terms

XL Fetish Circle™ operates a proprietary online store where users can browse and purchase goods directly from the Platform. This section outlines the terms governing product listings, purchases, shipping, and post-sale policies.

7a. Nature of Goods

All items sold through XL Fetish Circle™ are curated, custom, or limited-run products. Due to the nature of these goods, all sales are final. Products are sold as-is, and buyers are responsible for reviewing:

• Item descriptions

• Images and specifications

• Sizing, materials, and disclaimers

XL Fetish Circle™ does not offer resale, consignment, or third-party seller access at this time. All listings originate from XL Fetish Circle™ or its affiliated entities. We reserve the right to reject or remove any listing that violates brand standards, legal requirements, or community guidelines.

7b. Returns & Refunds

XL Fetish Circle™ maintains a strict no-return, no-refund policy. Exceptions are made only in cases of:

• Shipping damage, verified by photographic evidence

• Loss or non-delivery, confirmed by tracking data

Buyers must report issues within 7 calendar days of delivery confirmation. Claims submitted after this window may not be eligible for review. Refunds, if approved, are issued at the sole discretion of XL Fetish Circle™ and may be processed via:

• Original payment method

• Store credit

We do not accept returns for reasons including buyer’s remorse, incorrect sizing, or subjective dissatisfaction. All purchases are considered final and non-negotiable unless covered by the exceptions above.

7c. Warranty Disclaimer

XL Fetish Circle™ does not offer warranties, express or implied, on any item sold through the store. This includes but is not limited to:

• Merchantability

• Fitness for a particular purpose

• Durability or longevity

Buyers accept all items “as-is” and assume full responsibility for their use, handling, and storage. We do not guarantee performance, lifespan, or compatibility with other products or systems.

7d. Shipping & Fulfillment

Orders are processed and shipped using reputable carriers. Estimated delivery times are provided for convenience but are not guaranteed. XL Fetish Circle™ is not liable for delays caused by:

• Carriers

• Customs

• Weather

• External disruptions

Buyers are responsible for providing accurate shipping information. XL Fetish Circle™ is not responsible for lost packages due to incorrect addresses, forwarding errors, or unclaimed deliveries.

We reserve the right to adjust shipping methods, carriers, or packaging at our discretion to ensure safe and timely delivery.

7e. Payment Processing

Payments are securely processed via third-party providers. XL Fetish Circle™ does not store full payment credentials and is not liable for issues arising from external processors, including:

• Failed transactions

• Unauthorized charges

• Disputes or delays

Users must comply with the terms and conditions of those providers. Any payment-related concerns must be directed to the relevant processor. We reserve the right to suspend or cancel orders flagged for fraud, chargebacks, or suspicious activity.

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8. 💸 Donation Terms

XL Fetish Circle™ accepts donations from users who wish to support the platform’s growth, moderation efforts, and community development. Donations are voluntary, non-refundable, and used to promote a safer, cleaner, and more inclusive space for adult expression.

8a. Nature of Donations

By submitting a donation or tribute, you acknowledge that:

• You are making a voluntary contribution with no expectation of goods, services, privileges, or guaranteed recognition in return

• Donations are non-refundable under all circumstances, including account termination, content removal, or platform changes

• Donations do not constitute a purchase, investment, or contractual agreement

• You are not entitled to rewards, access, or influence based on your donation amount or frequency

Tribute is not a transaction -- it’s a declaration. You give because you crave. That’s the deal.

8b. Use of Funds

Donations and tributes go toward maintaining and improving the XL Fetish Circle™ ecosystem, including:

• Content moderation and enforcement tools

• Platform development, hosting, and security

• Community outreach and education around healthy adult expression

• Promoting inclusivity across all shapes, sizes, races, identities, and fetish communities

We believe in building a space where fetishes and fantasies can be explored safely, respectfully, and without shame. Your support helps us keep it that way.

8c. Tax & Legal Status

XL Fetish Circle™ is not a registered nonprofit or charitable organization. Donations are not tax-deductible and may not be claimed as charitable contributions under U.S. law or international equivalents.

You are responsible for understanding the legal and tax implications of your donation in your jurisdiction. We do not provide tax advice or documentation for donation claims.

8d. Fraud & Abuse

Any attempt to exploit the donation system, including but not limited to:

• Chargebacks

• Fraudulent transactions

• Coercion or manipulation

• Tribute extortion or impersonation

…will result in immediate account termination and may be reported to relevant authorities.

We reserve the right to block, reverse, or investigate donations that violate these Terms, raise security concerns, or appear suspicious. Repeated abuse may result in platform-wide bans or legal escalation.

8e. Transparency & Contact

While we do not publish individual donor data, we maintain internal records for compliance, fraud prevention, and operational purposes.

If you have questions about your donation or tribute, contact us.

We review all inquiries in good faith. Please note that donation history may be retained for audit and security purposes, even after account termination.

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9. 💳 Payment Terms & Refund Policy

All payments made on XL Fetish Circle™ - whether for purchases, donations, or other services - are subject to the following terms. This section outlines how payments are processed, what users can expect, and how exceptions are handled.

9a. Accepted Payment Methods

XL Fetish Circle™ accepts payments via secure third-party processors. These may include:

• Credit cards

• Debit cards

• Digital wallets

• Other approved platforms

We do not store full payment credentials on our servers. Users must ensure that their payment method is:

• Valid and authorized

• Capable of completing the transaction

• Not expired, blocked, or fraudulent

Failed or reversed payments may result in order cancellation, account restrictions, or suspension of access to paid features.

9b. Final Sale Policy

All purchases made through XL Fetish Circle™ are final sale. We do not offer refunds, returns, or exchanges, except in the following cases:

• Shipping damage, verified by photographic evidence

• Loss or non-delivery, confirmed by tracking data

Refunds, if approved, are issued at the sole discretion of XL Fetish Circle™ and may be processed via:

• Original payment method

• Store credit

We do not accept refund requests for reasons including buyer’s remorse, incorrect sizing, or subjective dissatisfaction.

9c. Donations Are Non-Refundable

All donations - including Tribute Altar contributions - are voluntary and non-refundable. Donors acknowledge that contributions are made:

• Without expectation of goods, services, or privileges

• Without contractual obligation or entitlement

• As a form of support, not a transaction

Refunds will not be issued for donations under any circumstances.

9d. Chargebacks & Fraud

Any attempt to initiate a chargeback or dispute without valid cause may result in:

• Immediate account suspension or termination

• Reversal of access to purchased content or services

• Reporting to payment processors and relevant authorities

We take fraud seriously and enforce payment integrity using modern tools, monitoring systems, and legal escalation when necessary.

9e. Currency & Taxes

All prices are listed in U.S. Dollars (USD) unless otherwise stated. Users are responsible for:

• Any applicable sales tax, VAT, duties, or conversion fees

• Compliance with local tax laws and financial regulations

XL Fetish Circle™ does not provide tax documentation for purchases or donations unless required by law.

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